Terms for reading and using HK Journal.

By accessing hkjournal.online, you agree to use the site under these terms and applicable law. If you do not accept them, please stop using the website.

Separate written terms may apply to an agreed studio engagement. A general enquiry or visit to the site does not itself create a client, adviser or fiduciary relationship.

HK Journal publishes general educational and editorial information about markets, exchanges, price history, crises and securities. It does not take account of your finances, objectives or risk capacity.

Nothing on the site is an offer, solicitation or personalised recommendation to buy, sell or hold an investment. Seek appropriately qualified financial, legal, tax or accounting advice where needed.

You may read, link to and quote limited portions of the site for lawful personal, educational or editorial purposes with clear attribution. Accessibility tools and ordinary browser features may be used freely.

You must not interfere with site operation, attempt unauthorised access, misrepresent our material, automate abusive requests or use the site in a way that infringes another person’s rights.

Original text, visual identity, layouts and commissioned imagery on this site belong to HK Journal or are used under applicable rights. The publication name and presentation may not be used to imply endorsement.

No transfer of ownership occurs when you access the site. Uses beyond fair dealing or another legal exception require prior written permission from the relevant rights holder.

We may link to source material or services operated by others. A link is provided for context and does not mean we control, approve or continuously review the external service.

External sites can change without notice and apply their own terms, privacy practices and security controls. You decide whether to access them and should evaluate their information independently.

We aim for clear, careful work, but markets, rules and source data change. The site is provided on an as-available basis, and we do not promise uninterrupted access, completeness or a particular result.

Historical information does not predict future performance. Examples and scenarios simplify reality and should be checked against current primary sources before they inform a consequential choice.

To the extent permitted by applicable law, HK Journal is not responsible for a trading, investment or business decision made solely from general site content, or for indirect losses arising from site use.

Nothing in these terms excludes responsibility that cannot lawfully be excluded. You remain responsible for your own decisions, devices, data and independent professional advice.

We may update the site and these terms as our publication or legal context changes. The review date will identify the current version, which applies from publication.

These terms are interpreted under the applicable laws of Hong Kong, without limiting any mandatory rights that apply to you. Questions may be sent to contact@hkjournal.online.